Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Would you like to create a personalized quote?
Joe Ruggiero
Office Hours
Address
Owings Mills, MD 21117-3291
Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
-
Phone
(410) 363-4720 -
Fax
(410) 858-4268
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Annuities
Office Info
Office Info
Office Hours
-
Phone
(410) 363-4720 -
Fax
(410) 858-4268
Languages
Simple Insights®
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How to use driver assist features safely
Driver assist safety features help drivers but should not replace good driving habits. Get some safe driving tips for using this technology.
Information about intersection rules and red light cameras
Information about intersection rules and red light cameras
Intersections can be dangerous for drivers, bikers, and pedestrians alike. Learn the basics about red light cameras and how they work.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Social Media
Viewing team member 1 of 8
Kelly Toledo
Account Manager
License #99940117
Hello, I'm Kelly! I've been working with the team since August of 2021. I'm licensed in a number of insurance options, inclduing Auto, Life, Home, and Business Insurance. I pride myself on my positive attitude, my patience, and my ability to problem solve! I have a Jack Russell/Pug mix named Suzy who keeps me moving. I love drinking coffee and listening to music, and when I'm not at work, I enjoy traveling and spending time with my loved ones.
Viewing team member 2 of 8
Patrick Sise
Account Manager
License #3001519540
Hi there! I'm Patrick. I've been working with the team since August of 2021. I can help you with a variety of insurance options, including Auto, Home, and Life Insurance, among others! I graduated from Elkton High School and the Peabody Institute of Johns Hopkins University. I enjoy hiking, traveling, watching sports, and playing disc golf. I have played the guitar for 28 years, and I enjoy sharing that love of music by teaching guitar lessons and touring with my band.
Viewing team member 3 of 8
Chris Cornwell-Shiel
Account Manager
License #3003513025
Hey, Good Neighbors, I'm Chris! I joined the team in February 2025 and love getting to know our awesome community in Owings Mills. Whether you need help with your insurance or just have questions, I'm here to make things simple, stress-free, and maybe even a little fun! You'll probably see me jamming on my guitar or bass when I'm not in the office. I've been playing for over 23 years! I love chatting with our customers, so stop by, say hi, and let's chat about insurance!
Viewing team member 4 of 8
Christina Kirkland
Customer Service Manager
License #3002762506
Viewing team member 5 of 8
Lori Haddaway
Customer Service Manager
License #3000012508
Hi, I'm Lori! I've been part of the Joe Ruggiero State Farm team since August 2024, and I'm here to help with all your home, auto, and renters insurance needs. I'm easygoing and down-to-earth, but I'm also super goal-driven when it comes to making sure my neighbors are well taken care of! Before joining State Farm, I managed an assisted living facility for four years, so helping people is truly a passion of mine. When I'm not at work, I'm hanging out with my long-haired tortoiseshell cat, Relena (but I call her Beans), watching sports, or volunteering. I'm also a big TV and movie nerd, and every year, I volunteer at an anime convention—it's been a tradition for the last seven years! I'm excited to be part of this community and can't wait to help you protect what's important to you!
Viewing team member 6 of 8
Eddy Litvak
Customer Service Representative
License #3003164960
Hello to all our customers! I have worked at this office since December of 2023. I strive to work hard and be there for our customers. I live locally and attend Stevenson University. When I'm not in the office, I play and teach several instruments, including guitar, percussion, and accordion. I also enjoy cooking, fishing, and hiking. I look forward to getting to know you the next time you reach out to our team!
Viewing team member 7 of 8
Tamera Atkins
Customer Service Representative
Hey there, Good Neighbors! I'm Tamera. I've been working with the team since January of 2024. I'm passionate about helping our State Farm customers and love seeing the positive impact we're able to make in their lives. My goal is to bring a bit of sunshine into each interaction and help our customers protect what they cherish most. Outside of work, I'm an avid baker and traveler, always looking for new recipes and places to explore. Music is my jam - I love all kinds! All genres are up for grabs! I'm also Joe's wife, and we share two adorable cats named Sheryl and Lani, whom we rescued last year.
Viewing team member 8 of 8
Tim Ruggiero
Agent's Assistant
License #31201
Hi there, I am Tim! I have been working with the team since 2021 and I love assisting our customers with their Auto, Home, and Life Insurance, as well as other types of plans. I strive to be seen as hardworking and knowledgeable by both our customers and our team. I attended college at SUNY Albany. When I'm not at work, I enjoy playing disc golf. A fun fact about me is that I have tropical fish!