Life Insurance in and around Owings Mills
Coverage for your loved ones' sake
Life happens. Don't wait.

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- Baltimore
- Owings Mills
- Garrison
- Reisterstown
- Westminster
- Taneytown
- Pikesville
- Randallstown
- Windsor Mill
- Woodlawn
- Lochearn
- Catonsville
- Ellicott City
- Arbutus
- Halethorpe
- Lansdowne
- Linthicum
- Brooklyn Park
- Glen Burnie
- Hunt Valley
- Cockeysville
- Towson
- Parkville
Protect Those You Love Most
The average cost of funerals in America is around $8,300, according a recent study by the National Funeral Directors Association. Unfortunately, it may be difficult for the ones you leave behind to come up with that much money as they face grief and pain. That's where Life insurance with State Farm comes in. Having the right coverage can help those closest to you pay any outstanding bills and not end up with large debts.
Coverage for your loved ones' sake
Life happens. Don't wait.

Life Insurance Options To Fit Your Needs
And State Farm Agent Joe Ruggiero is ready to help design a policy to meet you specific needs, whether you want level or flexible payments with coverage designed to last a lifetime or coverage for a specific time frame. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.
State Farm offers a great option for someone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be of good use by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For help with all your life insurance needs, contact Joe Ruggiero, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Joe at (410) 363-4720 or visit our FAQ page.
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Simple Insights®
Estate planning: Understanding the basics
Estate planning: Understanding the basics
An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Joe Ruggiero
State Farm® Insurance Agent
Simple Insights®
Estate planning: Understanding the basics
Estate planning: Understanding the basics
An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.